The problem with most budgets is they don't work! They look at a typical month's spending, but what about the daily coffee, weekly shop and annual holiday?
This unique guide on how to budget counters that, and includes a free budget planner spreadsheet, which analyses your finances and then helps you manage and control your cash.
To get a full description click the link below.The Budget Planner How to manage your money
https://tinyurl.com/y8djhab5
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